24/7 EMERGENCY DISPATCH — CALL (844) 630-6125CREWS ACTIVE IN BROOKLYN • QUEENS • THE BRONX • MANHATTANNASSAU • SUFFOLK • WESTCHESTER • BUFFALO / ERIE COUNTYAVERAGE ON-SITE ARRIVAL: 60 MINUTES OR LESSDIRECT INSURANCE BILLING AVAILABLE — WE HANDLE THE CLAIM
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Water Damage Restoration FAQ

Answers to what we're asked most, from insurance coverage to how long drying actually takes.

How much does water damage restoration cost in New York?+

Cost depends on the extent of damage, the category of water involved, and the square footage affected — a contained bathroom leak and a flooded basement are very different jobs. We provide a written estimate after inspection, and on insurance-covered losses your out-of-pocket cost is typically your deductible.

Will my homeowners insurance cover water damage?+

Most policies cover sudden and accidental water damage such as a burst pipe or appliance failure, but typically exclude gradual leaks and flood water entering from outside the home, which usually requires separate flood insurance. We document the loss clearly so your adjuster can make an accurate determination.

How long does it take to dry out a flooded basement?+

Most residential basements dry within 3 to 5 days once extraction and air movers are running, though heavily saturated structures and slow-drying materials like hardwood can take longer. We track moisture readings daily rather than judging by feel.

What's the difference between water damage and flood damage?+

Water damage generally refers to water originating inside the structure, such as a burst pipe, appliance failure, or roof leak. Flood damage refers to water entering from an external source like storm surge or an overflowing waterway, which falls under separate flood insurance rather than a standard homeowners policy.

How soon does mold start growing after water damage?+

Mold can begin colonizing damp organic material within 24 to 48 hours under the right conditions, which is why fast extraction and thorough drying matter more than almost anything else in a water loss.

Do I need to leave my home during water damage restoration?+

Usually not for contained losses — drying equipment can run while you're home. For larger losses involving contaminated water or extensive demolition, temporary relocation may be recommended for safety.

What should I do while waiting for a restoration crew?+

If it's safe: shut off the water source if the leak is internal, move valuables and electronics away from the water, and avoid walking through standing water near outlets or appliances. Don't try to remove large volumes of water with household equipment — it often pushes moisture deeper into the structure.

Can you work directly with my insurance adjuster?+

Yes. We document the loss with dated photos, moisture readings, and an itemized scope of work, and communicate directly with most major carriers' adjusters to keep the claim moving.

Do you offer emergency service at night and on weekends?+

Yes, dispatch is staffed 24 hours a day, every day of the year, including holidays. Water damage doesn't keep business hours and neither does our phone line.

How do I know if you cover my ZIP code?+

We cover 320 ZIP codes across Brooklyn, Queens, the Bronx, Manhattan, Nassau, Suffolk, Westchester, and Erie County. The ZIP code directory lists every one of them, and dispatch can confirm instantly by phone.

Still have a question, or water on the floor right now?

Call dispatch directly — faster than a form for anything urgent.

Call (844) 630-6125
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